Benefits

Benefits Forms & Plan summaries

Dental

Health

The City of Hibbing's Blue Cross & Blue Shield of MN medical coverage provides you and your family the protection you need for everyday health issues or unexpected medical expenses.

BCBS Enrollment/Change Form
2024 BCBS Summary of Benefits & Coverage (SBC)
2023 BCBS Summary Plan Document
In-Network Medical Providers
BCBS Member Portal
If you enroll in medical insurance with the City, you will also receive a VEBA account, in which the City will make contribution to help you pay for eligible medical expenses. You will need to create an account online to manage these funds by visiting benefitslogin.wexhealth.com.
Quick Guide - VEBA
How to setup an online account
Online Account Checklist
WEX - VEBA Employee Portal
Eligible Medical Expenses
VEBA Summary Plan Document (SPD) for Active Employees
Mobile App & How to set up the WEX benefits mobile app

Life insurance

Retirement Plans

In addition to participation in PERA, the City of Hibbing offers deferred compensation plan options to eligible employees.

Public Employees Retirement Association (PERA) - Mandatory participation for eligible employees beginning the first day of employment.
Member Type
Employee Contribution
Employer Contribution
Police 5246-85
17.70%
11.80%
Fire 5246-86
17.70%
11.80%
All other Eligible Employees
7.50%
6.50%
- PERA Education
- Apply for Retirement
Deferred Compensation Plans (Voluntary): The City of Hibbing offers its eligible employees three options for deferred compensation plans:
- Lincoln Financial Group | Chris Bialke | 218-749-1730 | chris.bialke@lpl.com
- Nationwide Financial | 877-496-1630 | nrscontr@nationwide.com
- MNDCP | 651-284-7863
  - MNDCP Forms

Flexible Spending Account

Long Term Disability

Supplemental Insurance

Health Care Savings Plan (HCSP)

The City automatically enrolls eligible employees to contribute to the Health Care Savings Plan (HCSP) as directed by the bargaining agreement or personnel policy. You will need to choose how your account balance is invested. After you end employment with the City, you may access the funds to reimburse eligible medical expenses incurred by you, your spouse, legal tax dependents, and adult children up to their 26th birthday.

HCSP Brochure
HCSP Forms & Documents
Eligible Medical Expenses
Participant Services | 1-800-657-5757, Ext 5363

BENEFIT RESOURCE CENTER - USI

2023 Benefits Summary

2024 Benefits Summary

Eligibility

Regular full-time and part-time employees who are regularly scheduled to work at least 30 hours per week based on the established look-back period are eligible for the City of Hibbing benefits program. See the benefits summary for effective dates of coverage.

Employees may also enroll eligible dependents for coverage. Eligible dependents include:

Children under the age of 26, regardless of student, dependency or marital status;
Children past the age of 26 who are fully dependent on you for support due to a mental or physical disability (and are indicated as such on your federal tax return).

Changing Benefits After Enrollment

Qualified life event

Important Contacts

Tab Name

PSLF - Public Service Loan Forgiveness

Do you have outstanding student loan debt on federal Direct Loans? If so, you may be eligible to participate in the federal Public Sector Loan Forgiveness Program (PSLF).

The Public Sector Loan Forgiveness Program (PSLF) was established by Congress in 2007 to encourage individuals to work in public service by forgiving the remaining student loan balance of their federal Direct Loans after they have made 120 qualifying payments while employed by a qualifying employer. The City of Hibbing is a qualifying employer.

To participate you must make 120 qualifying monthly payments:

On a federal Direct Loan
While employed in full-time paid work for the City of Hibbing or another qualifying employer (or in multiple part-time positions equal to full-time for qualifying employer(s))
Through one of the following repayment plans:
1. Pay As You Earn Repayment Plan (PAYE)
2. Revised Pay As You Earn Repayment Plan (REPAYE)
3. Income-Based Repayment Plan (IBR)
4. Income-Contingent Repayment Plan (ICR)
5. 10-year Standard Repayment Plan
Apply for forgiveness after meeting the above requirements.

Although not required, employees are strongly encouraged to complete an annual Employment Certification for PSLF Form with the City of Hibbing and submit the completed forms to FedLoan Servicing, the U.S. Department of Education’s federal loan servicer for the PSLF Program. FedLoan Servicing can help you track time served and confirm if you are making qualifying PSLF payments.

Contact your student loan servicer(s) to determine if you have qualifying loans and to discuss the best options for you. Additional information is also available at OHE website and at the U.S. Department of Education website Federal Student Aid.

Quick Links:

MN Office of Higher Education: Public Service Loan Forgiveness
Public Service Loan Forgiveness Program Factsheet
Public Service Loan Forgiveness: FAQ
Employment Certification Form
Click here for help with questions regarding the Public Service Loan Forgiveness (PSLF) Program.

Benefits

Contact Us

Quick Links

Helpful Links

Member Type	Employee Contribution	Employer Contribution
Police 5246-85	17.70%	11.80%
Fire 5246-86	17.70%	11.80%
All other Eligible Employees	7.50%	6.50%